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Medicare can be confusing.

Why work with an independent Agent?

As independent Agents, we are licensed, trained, and certified to understand how Medicare works across all the different Medicare plans in your area. We work on your behalf, not the insurance companies, helping you make well-informed decisions about your Medicare options.

Does it cost more to work with an Agent?

It is a common misconception that working with an Agent/Broker will incur a fee, or add to the cost of your premium. Medicare commissions are standardized across all carriers by the federal government's Center for Medicare and Medicaid Services (CMS). Commissions are paid to Agents directly by the carriers and do not affect your premiums. The guidance you receive from us will always be honest, objective, and free of costs.


Our Services & Promise

We believe in creating long-term relationships with our clients, and we do this by making your health our continuing priority. We provide the following services for our Medicare clients:

  • Personal appointments with you and your partner or spouse

  • Help with Medicare enrollment & time frames

  • Details review of plan costs & benefits

  • Researching plans to ensure your medications are covered at the lowest cost

  • Help finding plans that are accepted by physicians and hospitals of your choice

  • Annual Medicare plan reviews, to ensure your coverage is up-to-date and cost-effective

  • We will be here to service you all year, every year, not just when we meet to sign you up

  • There is never any cost or obligation for our services

Scheduling a call is voluntary, by doing so you will be connected with a licensed Health Insurance Agent. 


Joey Julius

CA License #0M30115

Los Angeles, Ventura, Kern, Santa Barbara & San Luis Obispo counties.